23Mar 2018

There’s no question that your 20’s is a very special period of your life. There’s a nervous but fulfilling sensation about becoming an adult, moving out of home, and being financially self-reliant. Whether you launched a career, a university degree, or spent time traveling the world and gaining life experience, your 20’s is a significant […]

16Mar 2018

All of us suffer through stages in life where money is tight. Luckily for us, there are certain expenses that we can quite easily do away with, for instance cable television, gym memberships, and dining out at restaurants. Despite this, there are other expenses that we simply can’t avoid. Rent, debt repayments and school tuition […]

26Jan 2018

These days, saving money is a plan that every person hopes to achieve, though generally it can be a difficult task for most families. Rent, bills, groceries, and everyday essentials add up quickly, leaving most families with little to no savings. Being able to save money and enhance your life appears to be a paradox, […]

19Jan 2018

The New Year is unquestionably a great time to reflect on the previous year and make some resolutions to improve ourselves. Most individuals’s resolutions focus on being healthier, improving their career, or improving their financial position. Now most of us know how tough it can be to stick to our New Year’s resolutions, so it […]

12Jan 2018

Congratulations! You’ve successfully fulfilled your three year period of bankruptcy and have been discharged, so now what? You’ve obviously taken the most suitable steps to resolve your financial difficulties by declaring bankruptcy, and all your debts are well behind you now. Bear in mind though, there’s still a lot of work required to get your […]

05Jan 2018

Christmas can be a wonderful time of year. Spending quality time with your extended family, going on holidays, giving presents to loved ones, and certainly the acclaimed Christmas dinner! It’s indeed a time for giving, and with this comes expenses. It’s very easy to go overboard with family trips, presents, and heavenly foods; to let […]

29Sep 2017

If you have been given a bankruptcy notice or court order you must act promptly to prevent future pain. Owing someone money known here as a creditor, can be any person or organisation to whom you owe money. If you’re unfit to pay money to a creditor, the creditor will connect with the Australian Financial […]

17Sep 2017

Today in the news, former economics advisor John Adams proposed that Australia is too late to avoid an ‘economic apocalypse’ regardless of his repeated warnings to the political elites in Canberra. He proceeded to request the Reserve Bank to raise interest rates to prevent household debt getting further out of hand. This bubble is easy […]

08Aug 2017

A credit report is a specific document that lists your history with creditors and has a significant effect on your future financial capabilities. Having a ‘good’ credit report is typical as long as you pay your bills and debt repayments on time. Having said that, overlooking a repayment on a bill or debt repayment can […]